Services
Every engagement is scoped, priced, and confirmed in writing before work begins, and each produces a maintained program page. Your broker stays in place; we work alongside them on your behalf.
Coverage diagnostic
Fixed fee. Three to four weeks.
Every policy, form, and endorsement reviewed as one program against current operations and contractual obligations: how the lines interact, where they overlap, and where the gaps are. Delivered as a program page with an executive view for leadership and the board and a detail view for the people running the program.
The fee is credited in full toward renewal management or fractional risk management.
Renewal management
Fixed fee per renewal.
Your renewal, managed end to end alongside your broker, for companies where the renewal falls to the GC, the CFO, or the controller. We start 120 to 90 days out, set the strategy with your broker, build the submission, compare quotes on coverage terms as well as price, and review the issued policy after bind.
Fractional risk management
Monthly fee.
Your risk management function, without the full-time hire. Program strategy and renewals, contract and certificate review, and board reporting; claims from triage and notice through resolution, with loss run analysis and loss control; and the data, privacy, and AI governance questions underwriters now ask. Fees are based on program complexity, not hours.
Product consulting
Project, retainer, or expert sessions.
Insurance judgment for teams building insurance products and internal tools: corporate risk and legal teams, brokers, carriers, MGAs, and insurtechs. Workflow design, domain logic, expert evaluation, working builds, and go-to-market for vendors.
Project work
Scoped individually.
Contract review
Insurance requirements in customer, vendor, and lease agreements reviewed against your program, with gaps and practical responses identified.
Transaction support
Buy-side and sell-side insurance due diligence, and post-close program integration.
Claims advocacy
Notice strategy, claim presentation, and escalation with the insurer on a specific matter.
Other projects
Program benchmarking, board and investor reporting on insurance, and other defined risk questions, scoped to the need.
Placement
Specialty lines placed through wholesale markets under a broker of record appointment, compensated by commission. Offered instead of an advisory engagement, never alongside one.
How we’re paid
Fixed fees for diagnostics, renewal management, and projects. A monthly fee for fractional risk management, set by program complexity rather than hours. Product consulting by project, retainer, or expert session.
We take no contingent or volume-based compensation from insurers, and no commission on any account we advise. All terms are disclosed in writing before work begins.
Outside our scope
Legal services
We are not a law firm and don’t provide legal advice. Coverage disputes and matters requiring privilege are referred to outside coverage counsel.
Public adjusting
We don’t adjust or negotiate first-party property claims.
Employee benefits
Health, welfare, and retirement plans. Referrals available on request.
Getting started
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Consultation
Thirty minutes on your operations, contracts, and current program. No charge.
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Initial review
Send your policies and last renewal summary. We return the three most important observations in writing.
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Proposal
A recommended engagement, with scope, fee, and timing in writing.